Notes to the Group annual financial statements

for the period ended 3 March 2013
    Pick n Pay Stores
Group
Pick n Pay HOLDINGS
Group
    2013   2012   2013   2012  
    Rm   Rm   Rm   Rm  
15.   LOANS          
  The following loans have been advanced by subsidiary companies:          
  Employees          
  Executive directors          
  At beginning of period   0.4   0.5   0.4   0.5  
  Repaid   —   (0.1)  —   (0.1) 
  At end of period   0.4   0.4   0.4   0.4  
  Other employees   93.6   76.8   93.6   76.8  
  Total employee loans   94.0   77.2   94.0   77.2  
  Other loans   4.5   3.6   4.9   4.0  
  Total loans at end of period   98.5   80.8   98.9   81.2  
  Loans to directors and employees are secured, bear interest at varying rates subject to an average rate of 3.3% per annum and have varying repayment terms. Loans to employees from the Employee Share Purchase Trust are payable within 10 years from the date of advance.